@unpublished{library_repository270, title = {Unit trust investment : the Malaysian case (Table of contents and abstract)}, school = {Open University Malaysia (OUM)}, author = { Benji Johan Ibrahim}, year = {2008}, keywords = {Investment ; unit trust ; Kuala Lumpur Composite Index (KLCI)}, url = {https://library.oum.edu.my/repository/270/}, abstract = {The purpose of this paper is to get a better understanding on how unit trust as a saving instrument that is affordable, liquid, safe and convenient and yet can give a higher return than fixed deposits over the long term. Generally, unit trusts are all about investing as they are a great way for most of us to invest for future wealth. In addition, there are so many unit trust funds in the market so this is a kind of guidance to the investors to make their choice to fulfil their wealth objectives and goals. In this paper, I am using two funds houses, Public Mutual and Prudential Fund Management to compare with the KLCI. By doing some analysis and test, in terms of their performance especially and in to what stocks or how much portion do they allocate per their investment generally. Furthermore, in the test, we could see how the funds react when the KLCI goes up and down. The results seem to show that a fund which allocates their portion of investments in more equities that is 75 percent to 90 percent will react very fast according to the market volatility. Meanwhile, those funds which allocate more in fixed income, short term bonds and repos would not affected by the market volatility at all. In conclusion, an investor must determine his or her own risk profile so that they will select the right funds in which it will meet their goals. (Author's abstract)} }