Mohamad Afzhan Khan Mohamad Khalil, and Liana Mohamad, and Ratna Khuzaimah Mohamad, and Noral Hidayah Alwi, and Loo Sin Chun, (2015) Credit Card Practices, Attitudes, Problems And Risks Among Individuals: Empirical Findings Using Structural Equation Model. OUM International Journal of Business and Management, 1 (1). ISSN 2462-134X (eISBN)