?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.au=Mohamad+Afzhan+Khan+Mohamad+Khalil%2C+&rft.aulast=Mohamad+Afzhan+Khan+Mohamad+Khalil&rft.issue=1&rft.volume=1&rft.date=2015&rft.issn=2462-134X+(eISBN)&rft.atitle=Credit+Card+Practices%2C+Attitudes%2C+Problems+And+Risks+Among+Individuals%3A+Empirical+Findings+Using+Structural+Equation+Model&rft.title=OUM+International+Journal+of+Business+and+Management&rft.genre=article